Last updated: 2026
These Terms of Use govern your use of our website and all content, software, and services offered on it. By using our website you agree to these Terms of Use, you consent to our Privacy Policy, and you consent to receiving required notices and transacting with us electronically. If you do not agree, please do not use our website.
We may change these Terms of Use at any time. The most current version is always available via the "Terms of Use" link on the site, and you are responsible for reviewing it periodically. Continuing to use the website after changes are posted means you accept the new terms.
You agree that we may provide required notices, agreements, and other information about our website to you electronically. If you no longer wish to receive notices electronically, please stop using our website.
We collect the minimum information needed to enable your access to our website and to communicate with you when necessary. We will not share your information with anyone unless required by law. Please see our Privacy Policy for details.
We may discontinue or change any service or feature on our website at any time and without notice.
You are responsible, at your own expense, for the equipment and Internet connection needed to access our website, including any data, messaging, or airtime charges your carrier may impose.
You may use our website for lawful purposes only. You may not submit or transmit anything, or otherwise act in a way, that infringes the rights of others; is unlawful, threatening, abusive, defamatory, deceptive, fraudulent, or invasive of privacy; harasses or degrades any person or group; impersonates any person or entity, including us; contains viruses or other harmful code; encourages criminal conduct or civil liability; violates these Terms of Use; or interferes with others' use of the website.
You may not use our website for your own commercial gain, to advertise or promote without our prior written consent, or to provide false or unauthorized personal information.
You agree to abide by these Terms of Use, not to share or transfer your password without our consent, and not to harvest other users' personal information.
You may not use the website in any way that could damage, disable, overburden, or impair our servers or networks, or attempt to gain unauthorized access to any account, system, or network by hacking, password mining, or other means. Each investor may have only one account; we reserve the right to remove duplicate accounts. You may not use the website to send unsolicited bulk communications or to harvest information for that purpose.
Any content covered by intellectual-property rights that you submit through our website is licensed to us on a nonexclusive, transferable, sub-licensable, royalty-free, perpetual, worldwide basis for use in connection with our website or any other medium. We may remove any content that violates these Terms of Use, and we may remove or reclaim a username if we believe it appropriate.
Subject to these Terms of Use, you may use our website and its content only for personal, noncommercial purposes. You may not use data-mining or similar extraction tools, frame any portion of the site, or reproduce, copy, republish, modify, translate, sell, or otherwise distribute the content without our prior written consent, and you may not circumvent any measures that prevent unauthorized copying.
By using our website you confirm that you are at least 13 years of age. You agree not to allow or assist anyone under 13 to access our website or services through your equipment or connection, and you assume full liability if you do. Certain areas of our website may carry separate age restrictions, which you agree to obey.
If you believe any intellectual-property right of yours is being infringed on our website, please notify us immediately with: the signature of the rights owner or an authorized agent; a description of the right and of the infringing activity; the location of the original work and of the infringing material on our site; a copy of any relevant license; your name and full contact details; and a good-faith statement that the disputed use is not authorized by the owner, its agent, or the law.
We provide our website "as is," with all faults and as available, and make no express warranties or guarantees. To the extent permitted by law, we and our suppliers disclaim implied warranties of merchantability, satisfactory quality, accuracy, fitness for a particular purpose, and non-infringement. We do not guarantee that the website will be error-free, uninterrupted, or available at all times, or that any results obtained from it will be accurate or reliable. You may have additional consumer rights under your local laws that this agreement cannot change.
Your sole and exclusive remedy for any dispute with us is to stop using our website. We, our parent, our content partners, and our suppliers are not liable for any indirect, special, incidental, consequential, or exemplary damages arising from your use of, inability to use, or reliance on our website — including lost profits, lost data, loss of goodwill, or computer failure — even if we knew or should have known such damages were possible.
At our request, you agree to defend, indemnify, and hold harmless us and our affiliated companies and their employees, contractors, officers, directors, and agents from all liabilities, claims, and expenses (including attorneys' fees) arising from your use or misuse of our website.
We make no representation that our website's content is appropriate or available for use outside the United States. Accessing the site from territories where its content is illegal is prohibited. If you access the site from outside the United States, you do so on your own initiative and are responsible for compliance with local laws.
The laws of the United States and the State of Florida govern these Terms of Use and any dispute you may have against us. You agree that any such dispute will be resolved by a court located in the State of Florida, and you submit to the personal jurisdiction of those courts.